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How a vet bill gets paid back with insurance

With most dog insurance, you pay the vet first and send in a claim. The insurer then sends money back to your bank account.

What can go on a vet bill

  • Exam
  • Blood work
  • X-rays
  • Ultrasound
  • Medicine
  • Surgery
  • Hospital stay
  • Emergency visit

Drag the sliders to split a bill

  • Co-pay (you pay)
  • Deductible (you pay)
  • Plan pays you

(Your plan’s numbers may differ.)

Vet bill math

Vet bill
$1,000
Plan’s 80%
$800
Deductible
−$250
Plan pays back
$550
You pay
$450

(Just an example. Some plans pay back differently.)

Read about deductibles in the guide

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